91 Enterprise LLC
March 24, 2026
We are using Gleason insurance for our commercial auto policy and GL policy. David is the best insurance broker I've worked with — very honest, responsive, and knowledgeable. Highly recommend.
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Get a commercial vehicle insurance quote for your fleet
One submission, several top-rated national carriers. Start with the basics; add vehicles and drivers now or later. Prefer to talk? Leave your number, and a broker will call.
Commercial Auto + Fleet Insurance
CaliforniaUp to 50 VehiclesWe’re here to help.
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Commercial vehicle quote questions
Can I compare commercial vehicle quotes from more than one carrier?
Yes. One submission goes to several top-rated national carriers, and we set the commercial vehicle quotes side by side so you can compare limits, deductibles and price.
How long does a fleet quote take?
It depends on the carriers and how complete the submission is. A full vehicle list, driver list and loss runs usually make it quicker; missing loss runs are one of the most common delays.
Will you run my drivers' records?
Carriers generally order motor vehicle reports during underwriting, with your permission. We'll ask for license numbers by phone or a secure link, never through this form.
Does asking for a quote bind coverage?
No. Nothing is bound until you choose an option and we confirm it with the carrier in writing.
Can I get a quote for a single truck?
Yes, in the 25 trades we specialize in. One truck or a handful of vehicles is usually quoted on a business auto policy; business auto insurance for 1 to 4 vehicles covers what changes at that size.
Which parts of California do you quote?
Businesses with vehicles garaged in our 16 California metro areas, from Sacramento and the Bay Area to Los Angeles, the Inland Empire and San Diego. California truck fleet insurance by area lists them all.
Will my quote cover the MC 65 M filing?
Tell us on the form if a truck needs a California Motor Carrier Permit. We quote carriers that make California filings, and the carrier typically files the MC 65 M after we bind the policy.
What if one of my drivers has tickets or an accident?
List the driver anyway. Underwriters usually see the motor vehicle record either way, and some carriers accept drivers others won't, which is one reason we quote more than one program.
Is a commercial vehicle quote different from a business auto quote?
Usually not. Commercial vehicle, business vehicle, business auto and commercial auto insurance describe the same kind of policy; a fleet quote is that policy with several vehicles on its schedule.
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What our clients say
Reviews of Gleason Insurance Brokers, LLC, the licensed agency behind this site.
Fito Plumbers
February 20, 2026
We have been working with David at Gleason Insurance Brokers for 8+ years. David always goes above and beyond to make sure we have the appropriate coverages. He explains everything in detail and makes sure we feel confident and understand all of our policies. He is always available and responds right away!
Barry Stay
February 17, 2026
David provides great service and I highly recommend him for your insurance needs.
Victor Alvarez
February 11, 2026
Great customer service!! Highly recommend it.
Marissa Martinez
February 6, 2026
The best insurance broker in California. Construction insurance requirements are constantly changing, and if it weren't for David, it would be impossible to keep up. He is friendly, knowledgeable, and ready to tackle all of our issues. Definitely recommend Gleason Insurance Brokers.
Wing Sze Lam
August 26, 2025
The associate delivered outstanding and professional service.
Miguel Sanchez Nunez
August 18, 2025
I'm really glad I worked with David to find commercial auto insurance. He made the process quick and easy, and most importantly, he helped me find a policy that fits my business needs and my budget. If you're a business owner looking for reliable and affordable commercial auto insurance, I highly recommend reaching out to David.
Reviews reflect individual client experiences and are not a guarantee of coverage, pricing or results.
01What your commercial vehicle insurance quote includes
The quotes we send are built on a business auto policy written for the vehicles on your schedule and the people who drive them. It starts with auto liability at a $1 million combined single limit, the figure contracts and certificates usually call for; $300,000, $500,000 and $750,000 limits can be quoted where a contract allows less. From there, the quote adds what your trucks and your work need:
- Liability: typically injury and property damage your vehicles cause to other people. Commercial auto liability limits explains limits and certificates.
- Physical damage: comprehensive and collision on the trucks themselves, quoted unit by unit. Physical damage coverage for trucks covers deductibles and how a truck is valued.
- Hired and non-owned auto: generally for employees running errands in their own cars, and vehicles you rent. See hired and non-owned auto insurance.
- Uninsured motorist: can protect your drivers when the other driver carries too little insurance or none. See uninsured motorist coverage for fleets.
- Motor truck cargo: usually needed when you haul goods that belong to someone else. See motor truck cargo insurance.
Each option comes from a carrier as a written quote listing its limits, deductibles and endorsements, so you can compare them line by line before you choose.
02Quotes for every work vehicle you run
Most California fleets are a mix: a few pickups, a van or two, a box truck and a trailer behind the crew truck. One business auto insurance quote can schedule all of them, and underwriters often ask different questions about each. Pick a vehicle to see what they are.
Box trucks
Straight trucks with liftgates, scheduled with any cargo you carry for others noted up front.
Box truck insurance quoteFlatbed & stake bed trucks
Flatbeds and stake beds hauling block, lumber, pipe and roofing to the job.
Flatbed insurance quoteService & utility body trucks
Upfitted service and utility bodies, with the value of the upfit on the schedule.
Service body insurance quoteCargo & Sprinter vans
Cargo and Sprinter vans with shelving, ladder racks and take-home drivers.
Cargo van insurance quoteWork pickups
Half-ton to one-ton pickups, often towing and often driven home at night.
Work pickup insurance quoteDump trucks
Single-axle and medium-duty dumps for site work, rated 45,000 lbs and under.
Dump truck insurance quoteBucket & boom trucks
The truck usually rides on the auto policy; the aerial device gets its own look.
Bucket truck insurance quoteTrailers
Utility, dump and equipment trailers, listed with the truck that pulls them.
Trailer insurance quote03Fleet quotes sized up to 50 vehicles
Underwriting tends to shift with the size of the schedule. A single truck is rated much like any small business account; past ten units, many carriers start asking for written driver rules; by 26 vehicles, the safety program and the loss trend usually lead the conversation. Running more than 50 vehicles? Call 844-978-7283 to see what we can do for you.
Single trucks
1–4 vehicles
One to four vehicles on a business auto policy, in the 25 trades we specialize in.
Fleet quote for 1–4 vehiclesSmall fleets
5–10 vehicles
Small fleets, where each driver's record can show up in the price.
Fleet quote for 5–10 vehiclesGrowing fleets
11–25 vehicles
Growing fleets, where take-home rules and new hires often start to shape the quote.
Fleet quote for 11–25 vehiclesEstablished fleets
26–50 vehicles
Larger schedules, where the claims trend and safety program tend to lead underwriting.
Fleet quote for 26–50 vehicles04Business vehicle quotes for 25 trades
Contractors make up most of the fleets we quote, and each trade raises its own questions: A pool company carries chemicals, a tree service runs chip trucks and chipper trailers, and a distributor hauls goods its customers own. The California commercial auto insurance quote hub groups all 25 trades in five families.
Each trade page covers the vehicles, coverage and underwriting questions for that work, among them HVAC commercial auto insurance, plumbing contractor commercial auto insurance, landscape truck insurance in California, contractor vehicle insurance and wholesale distributor truck insurance. For a schedule of trucks rather than a trade, start with commercial truck insurance by vehicle.
05Details that make a quote more accurate
A quote is only as firm as the information behind it. These details often change the price or the terms, so it helps to send them the first time:
- Every driver who uses a company vehicle regularly, including part-time and seasonal drivers.
- Which vehicles go home with employees at night and the address where each one parks.
- Trailers you pull and what they're worth, so they're scheduled rather than assumed.
- Contract language that asks for specific limits, additional insured status or a waiver of subrogation.
- Any truck that needs a California Motor Carrier Permit, so we quote carriers that make the filing.
- Upfits, toolboxes and racks bolted to a truck, which can change its physical damage value.
Not sure which permits apply? Commercial truck insurance requirements sorts them out by vehicle weight and use.
06Comparing commercial vehicle insurance quotes
Price is one line on a quote. Before you choose, check that the options match on the things that can decide how a claim is paid:
- The same limits: liability at the same limit and uninsured motorist where it's included.
- Deductibles: physical damage deductibles per unit and whether comprehensive and collision differ.
- Covered autos: whether the policy lists specific vehicles or a broader class; what symbol 1 any auto coverage means explains the difference. If a contract asks for "any auto" coverage, tell us: A broker reviews how the policy lines up, and whoever set the requirement confirms what they'll accept.
- Valuation: stated amount or actual cash value on the trucks themselves; see actual cash value vs stated amount.
- Endorsements: primary and noncontributory wording, additional insured status and a waiver of subrogation, each subject to the carrier's approval.
If two options look alike, ask what's different. Walking you through that is part of the job.
07What happens after you send the form
- A broker reviews it. We read the vehicles, drivers and garaging, then call, or text if you checked the consent box, about anything missing.
- It goes to market. One complete submission goes to the carrier programs that fit your trade and weight class.
- You compare. Each option comes back as a written quote, and we explain what separates them.
- We bind. Once you choose, we bind the policy and confirm it in writing. The carrier handles filings such as the MC 65 M, if needed, and we issue certificates for your jobs.
Before you compare fleet quotes
What a California fleet quote needs
A vehicle list with VINs and garaging ZIPs, a driver list, your current declarations page and three to five years of loss runs. Missing pieces can follow, but a quote usually firms up once the file is complete.
Leaving a driver off the list
Leaving a regular driver off the list to keep the price down can backfire. Carriers typically check motor vehicle records during underwriting, and a driver who surfaces later can change the price or complicate a claim.
One fleet, different readings
Two carriers can read the same fleet very differently: One leans on loss history, another on driver ages or garaging. That's why one complete submission goes to the carrier programs that fit your trade and weight class.
The limit on your certificates
The liability limit you choose is the figure your certificates show. Check your largest contract's requirement first, because raising a limit mid-job usually takes an endorsement and the carrier's approval.
Areas
All areas