California Contractors Insurance
California contractors carry more compliance overhead than almost any other state — an active CSLB license, a $25,000 contractor's license bond under B&P Code §7071.6, and (for most jobs) a certificate of insurance a general contractor's risk manager will actually accept without kickback. Fast, affordable quotes from California-licensed specialists — get a quote today.
Coverage availability, terms, and pricing vary by carrier, classification, risk profile, and state. Nothing on this page constitutes a binding coverage determination. Turnaround times for quotes and certificates of insurance depend on the completeness and accuracy of the information provided, the complexity of the risk, and carrier requirements. We are not responsible for delays caused by incomplete submissions or information not provided in advance.
Coverage availability, terms, and pricing vary by carrier, classification, risk profile, and state. Turnaround times for quotes and certificates of insurance depend on the completeness and accuracy of the information provided, the complexity of the risk, and carrier requirements. We are not responsible for delays caused by incomplete submissions or information not provided in advance.
Why Contractors Choose Us for California Contractors Insurance
California contractors carry more compliance overhead than almost any other state — an active CSLB license, a $25,000 contractor's license bond under B&P Code §7071.6, and (for most jobs) a certificate of insurance a general contractor's risk manager will actually accept without kickback. We build California contractor insurance programs around that reality: general liability written on an occurrence form (ISO CG 00 01) with additional insured endorsements (CG 20 10 and CG 20 37) already anticipated, workers' compensation priced against your real Experience Modification Rate rather than a worst-case assumption, and a broker who has actually read the subcontract language you're being asked to sign. A framing crew, a solar installer, and a demolition contractor are not the same risk, and a generalist agent pricing all three off the same template is how contractors end up underinsured on the one claim that actually happens.
Why contractors choose us
- California Licensed Insurance Specialists — CA Lic. 0K70385
- Multiple Top-Rated Carrier Partners — We Shop, You Save
- Construction & Transportation Focus — We Know Your Trade
Carrier partners include:
+ 38 additional carrier markets
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Coverage in Your California Contractors Program
Coverage lines available for California Contractors Insurance operations. Not every line is required for every contractor — we'll help you build the right program for your risk profile and contract requirements.
General Liability (CGL)
Occurrence-form GL with additional insured and primary/noncontributory endorsements built in for GC and property owner requirements.
Workers' Compensation
Required for any W-2 employee in California, priced against your actual experience mod rather than a generic class-code assumption.
Contractor License Bond
The $25,000 CSLB bond required under B&P Code §7071.6 to keep your license active.
California Contractors Insurance — Frequently Asked Questions
California-specific answers for california contractors insurance operations. For more, see our full contractor insurance FAQ or call 844-978-7283.
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Coverage availability, pricing, and terms vary by carrier, trade classification, risk profile, and state. The answers above are general in nature and do not constitute a binding coverage determination or legal advice. Availability is not guaranteed and depends on underwriting review.
Related Coverage & Resources
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